The American Association of Retired Persons (AARP) is a national group that provides help to people. If you will like to donate to charity and earn rewards from your purchases as well, get the AARP Visa Credit Card from Chase. This Card is more rewarding than most credit cards and is available to everyone. You don’t need to be a member of AARP to apply.
AARP Visa Credit Card Benefits
- $200 Cash Bonus
The AARP Visa credit card from Chase offers a $200 in cash rewards if you can spend $500 in the first three months. The three months deadline starts the day you get approved for the card, not the day you receive the card in the mail. You stand to get 20,000 points when you hit the spending limit. These points though, are easily converted to cash that you can use as a statement credit or that you can transfer to “a checking or savings account held by a financial institution located in the United States.
- 0% on Balance Transfers
Another perk that this card offers is a 0% interest on balance transfers for 12 months. This implies that any balance transfers you make in the first 12 months of owning the card won’t get hit with interest even if you don’t pay them off in full right away. However, chase charges you interest on any balances still on your account after 12 months.
- 3% Cash Back on Restaurants and Gas
For every dollar spent, at a restaurant or a gas station, chase gives you 3 points. One point is worth one cent, so, every time you spend a dollar on a bonus category, you earn $0.03.
- Donations to Drive to End Hunger
Every time you make a purchase with your AARP credit card at a restaurant, then Chase will donate $0.10 to the Drive to End Hunger through the AARP Foundation.
Donations are capped at $1 million, which implies that Chase will stop making the $0.10 donations once total donations from AARP cards hit $1 million.
Rates and Fees of the AARP Visa Credit Card
Purchase APR: 17.24-23.99%
Balance Transfer APR: 0% for 12 months, 17.24-23.99% after
Annual fee: None
Late/returned payment: Up to $35
Foreign transaction fee: 3%
How to Apply for the AARP Visa Credit Card
- Visit the AARP Visa credit card homepage
- Click on “Apply Now”
- Fill in all the details asked for this includes name, address, AARP membership number and more.
- Click “ Next”
- On the following page(s), fill in the other information requested by AARP, read through the terms and conditions of the card and accept, then click “Submit” to submit your credit card application for review.