Bank Alfalah Visa Platinum Credit Card offers exclusive benefits and an unparalleled level of service, coupled with unmatched rewards and benefits when you shop, dine, travel in Pakistan and abroad. As an Alfalah VISA Platinum Credit Card customer you are automatically enrolled for the Jetsetter travel reward programme. So, every time you spend, transact or sign-up for Bank Alfalah products, you earn Orbits and you can redeem your Orbits for a complete travel experience.

Bank Alfalah Visa Platinum Credit Card Offers

Bank Alfalah Visa Platinum Credit Card Benefits

  • The Jetsetter Travel Reward Program gives platinum credit card members a travel reward redemption programme as part of their credit card benefits.
  • Earn orbits, and redeem it, for a complete travel experience including; Airline tickets, Airline Ticket Class Upgrades, and Hotel Bookings.
  • Take advantage of the Exclusive Travel Desk offer, to connect to travel desk and book your tickets, just by dialing 0800 22225.
  • There’s exclusive deals and discounts on shopping, fine dining or world class travelling
  • Dial the concierge service number, 0800 22225 and order anything, right from your home, and get your order delivered and charged to your card.
  • Offers cardholders complementary priority pass, with 6 international lounges visits.
  • Get Free CIP lounge access
  • Bank Alfalah credit card has a global reach and acceptability
  • Also offers cardholders SBS Instalment plan
  • It’s cash advance facility of up to 50% of your credit limit, enables you withdraw instant cash from any Bank Alfalah branch across Pakistan, as well as at any ATM worldwide that displays the VISA and link logo.
  • Pay off balances, you owe to other banks, via your Bank Alfalah credit card at an affordable transfer rate.
  • You are covered from all fraudulent charges made on your card, once you report it to Bank of Alfalah
  • Share the benefits and privileges of your Alfalah Platinum credit card with your loved ones.

Bank Alfalah Visa Platinum Credit Card Fees/Rates

  • Annual Fee – PKR 4,000
  • Supplementary Fees – PKR 2000
  • SMS Alert Fee – PKR 70
  • Cash Withdrawal Fee – PKR 1000
  • Foreign Transaction Fee – 5%
  • Late Payment Charges – PKR 1450
  • Overlimit Charges – PKR 1200
  • Interest Rate – 40%

How to Apply for Bank Alfalah Credit Card

Application Criteria

For Salaried Applicants

  • Minimum salary – 100k
  • Minimum tenure required for current employment – 3 months
  • Total employment experience required – 1 year
  • Limit Bracket – 400K to 2 Mn
  • Age – 21 to 60 years

For Self-employed/businessmen Applicants

  • Minimum income – 150K
  • Minimum business tenure required – 2 years
  • Limit bracket – 400K to 2 Mn
  • Age – 21 to 70 years.

Documents Needed

For Salaried Applicants

  • A copy of computerized National Identity Card (CNIC)
  • A Current salary slip/salary letter with breakup
  • For companies not on panel, the bank account statement needed, which reflects 3 months salary credit
  • Note: In case the bank statements are photocopied, they are to contain the following;
  • Bank Stamp
  • Signature of the Authorized Signatory

For Self-employed Applicants

  • A copy of Computerized National Identity Card (CNIC)
  • A Computerized personal bank statement (on original bank letterhead) for the last six months
  • For Supplementary Card Applicants
  • A copy of Computerized National Identity Card (CNIC)

Additional Requirements

  • A partnership deed and personal account statements of partners/company accounts statements (if any) for the last six months, is also needed
  • Bank letter/certificate, verifying proprietorship/partnership (in case of proprietorship/partnership)
  • Current Form A or Form 29 or Memorandum/Articles of Association (in the case of a private limited company)
  • A personal account balances/statements is also needed (in the case of a private limited company)
  • Recognized professional degree/membership certificate to professional associations (in the case of professionals).

How to Apply

  • Browse to the application webpage of Bank Alfalah credit card
  • Key in your; Full name, Tel/ Cell number, Email address, Select city, Select city, Select income type, in which bank do your maintain current account?, Current income, Do you use any other banking products?, Address, CNIC.
  • Complete the application procedure.

How to Activate Bank Alfalah Visa Platinum Credit Card

To activate your newly acquired Bank Alfalah Visa Platinum credit card, call at 111-225-111.

How to Recover Password

  • Scroll to the login page of Bank Alfalah credit card
  • Key in your Email address and security code
  • Tap “Send”.

How to Make Bank Alfalah Visa Platinum Credit Card Bill Payment

You can make your monthly bill payment via the following method;

  • Pay cash over the counter at any Bank of Alfalah branch
  • You can alternatively send a cheque/pay order/draft in the name of bank of Alfalah credit cards by mail or through the Drop Box at Bank Alfalah Branches.

Note; Charges will be made on all cheque that are returned unpaid. You are to indicate your name and card number on the reverse side of the cheque

  • You can also enable an auto debit, for Bank Alfalah customers.

Bank Alfalah Visa Platinum Credit Card Customer Service Number

Call: 111-225-111, to gain access to a customer care agent.