Enjoy flexible payment options, convenient online access and easy online returns system with the Blue Nile Credit Card. This card charges no interest if amount is paid in full between 6-12 months, no annual fee and no transaction fee is required as well.
Blue Nile credit card is issued by Comenity Bank with low credit requirements. It can be used at Nile Stores.

Blue Nile Credit Card

Blue Nile Credit Card Benefits

  • Offers a flexible system of payment
  • Easily managed online account
  • This credit card does not charge any transaction fee
  • No interest is charged when you pay in full between 6-12 months
  • Cardholders can benefit from an easy online returns system.

Blue Nile Credit Card Fees/ Rates

  • Annual Fee – None charged
  • Introductory APR Rate – None required
  • Normal APR Rate –99% paid in full within promotional terms

How to Apply for the Blue Nile Credit Card

  • Scroll to the card application page and locate the “Apply Now” tab at the right corner of the page.
  • Tap “Create new account”
  • Next, you will be directed to a new page where you will be required to read important terms about opening an account
  • Enter in the following details in the fields provided; First name, Last name, Phone number, Social security number, Email address, Date of birth, Address, Income, City, State, Country, Zip code
  • Consent to paperless billing, go thru the terms and conditions which are displayed in PDF format and choose “Submit”.

How to check application status
To check and confirm your application status call at 1-800-242-2728.

How to cancel credit card
To cancel credit card or close your account call at 1-800-242-2728.

How to Activate Credit Card
Cardholders who desire to activate their newly acquired credit card, should do so by calling at 1-877-258-6953.

How to make payment
Login to the credit card account and search for the “Make Payment” option
You can also authorize an auto debit from your bank account and be billed by the card services provider.

Customer Service
Call: 1-877-258-6953 to speak with a customer service representative.