BMW Credit Card comes with offers that are too good to resist. Cardholders earn reward points for every dollar spent online in some listed stores. The BMW Credit Card issued by BMW Bank of North America, offers 2000 points and a $20 rewards card for $400 spent on any of their brands. Cardholders also get a special birthday gift from Ann Taylor stores worth $15, 15% off at Ann Taylor, Ann Taylor.com, LOFT and LOFT.com. There are no limits to rewards earned with this card and no annual fee is charged. BMW Credit Card can be used at BMW outlet and requires good rating in order to qualify.

BMW Credit Card

BMW Credit Card Benefits/ Rewards

  • Every dollar spent online in any of these stores; Ann Taylor or LOFT, Ann Taylor Factory Store, LOFT outlet, and Lou and Grey attracts a 5 reward point.
  • $400 spent on any of their brands, will attract 2000 points and a $20 rewards card.
  • Birthday gift worth $15 is offered to you by Ann Taylor
  • Users can benefit from the 15% off at Ann Taylor, Ann Taylor.com, LOFT and LOFT.com every first Tuesday of each month
  • No annual payment charged for using the card
  • Enjoy a 3% balance transfer fee
  • Cardholders enjoy low-interest rates
  • No limit on the rewards points gotten.

BMW Credit Card Fees/Rates

  • Intro APR Rate – 0% for 15 months
  • Normal APR Rate – 13.49%-24.49% (APR is subject to change)
  • Cash Advance Rate – 25.49%
  • Advance Fee -4% for a minimum of $10
  • Annual Fee – None.

How to Apply for the BMW Credit Card

Application Criteria
To apply for and get approved for the BMW Credit Card, applicant must meet the following criteria;

  • Applicant must be resident in the United States
  • Must be 18 years and above
  • Should have a good credit line
  • Applicant must possess a valid Social security number.

How to Apply

  • Applicants can call the contact 888-BMW-CARD (888-269-2273) or
  • Visit a nearby BMW center to obtain an application form where you can provide your personal details.
  • To enroll online, applicants can visit the application page
  • Enter your details in the following fields; Required fields, Account number, Full name of the applicant, Last four digits of social security number. Also needed are, Email address, Mothers maiden name, Expiration date and CVC/CVV number.
  • Tap “Next” to proceed to the next page to complete your application process.

Customer Service
Call: 1-888-269-2273.