Earn more as you shop with BOFA Rewards Credit Card. With a $150 online cash rewards bonus offer, users can earn more cash back from every regular purchase. Cardholders can earn 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/ wholesale club/gas purchases each quarter. The Card comes with no annual fee and no expiration on rewards.
BOFA Rewards Credit Card Details
- Earn cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/ wholesale club/gas purchases each quarter.
- No annual fee, while earning more cash back for the things you buy most.
- Low introductory APR offer. 0%+ APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of account opening. After that, a variable APR that’s currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
- Get $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening
- You can get even more rewards as a Bank of America customer. You can get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
- If you are a Bank of America Preferred Rewards client, you could increase that bonus to 25% – 75%.
BOFA Credit Card Interest Rates and Fees
- Introductory APR: 0% for 12 billing cycles. Applies to purchases and to any balance transfers made within 60 days of account opening.
- Standard APR: 99% – 23.99% (Variable)
- Annual Fee: $0
- Balance Transfer Fee: 3% of each transaction (minimum $10)+
- Get 1% cash back on every purchase
- Earn 2% at grocery stores and wholesale clubs
- You can earn 3% on gas
- And up to $2,500 in grocery/wholesale club/gas quarterly spend
- There’s no annual fee, no expiration on rewards and no changing categories to follow, you always know how and where you’re earning rewards.
BOFA Rewards Credit Card Security and Features
- Account Alerts
- Digital Wallet Technology
- Online & Mobile Banking
- Text Banking
- FICO® Score
- Stay Protected
- Online Shopping Security
- Chip Cards
- Overdraft Protection
- Paperless Statement Option
How to Apply for the BOFA Rewards Credit Card
- Visit the Bank of America secure website
- Scroll down and click the orange “Apply Now” button
- Choose the Bank of America rewards credit card.
- Provide the required details.
- Click submit.