Cato Credit Card is designed for fashion lovers especially those who love purchasing fashion accessories at Cato. Cardholders get up to 20% discount for shopping at Cato and more.
Cato credit card is offered by Hill National Bank. This credit card charges no annual fee for card usage, neither does it charge interest on new purchases. Cato credit card can be used at Cato stores, both in-store and online.

Cato Credit Card
Cato Credit Card Benefits

  • Offers a 20% discount
  • There’s no finance charge if the balance is paid in full on or before your next billing date
  • Charges no annual fee for card usage
  • No interest is charged for new purchases, and the regular APR rate is 22.9%
  • Online portal for easy account access to view your account balance, available credit, payment information, and also enables you make payment on phone

Cato Credit Card Fees/Rates

  • Annual Fee –None
  • Regular APR Rate –22.9%
  • Grace Period –28 days
  • There’s no finance charge, if the balance is paid in full, on or before your next billing date
  • No interest is charged for new purchases

How to Apply for Cato Credit Card

  • To apply for Cato credit card, visit the retailers website, at cato fashions
  • Next, tap on the credit link, below “My account”, on the left-hand side of the page
  • Thereafter, you are required to provide your personal details, which includes, Your full name, Date of birth, Social security number, Email I’d, Address, City, State, Zip code, Monthly income
  • Go through the Terms and Conditions of the account, and agree with the above conditions, and tap on the “Submit application” tab, to submit your application for review.
  • Thereafter, if your application is approved, then you will get your credit card by mail within 7 to 14 days.

How to Login Cato Credit Card

  • Your account can be accessed on the login page of credit card;
  • Supply your Username or Password
  • Click “Sign in”, to access your account

How to Activate Cato Credit Card

To activate your newly acquired credit card, call at 1-877-557-3526.

How to Recover Username or Password

  • Your account, can be recovered in your “Forgot password” link
  • Supply your email address to get a verification code
  • Fill in the verification code, and reset your password

Bill Payment

Your credit card bills can be paid by logging in your account. Immediately, you log in, you will locate the payment button. Select the payment option to make the payment.

Cato Customer Service Number

Call at 1-877-557-3526 to gain access to a customer service agent.