Chase Student Credit Card is designed to fit into students diverse lifestyles and interests. You can start building a good credit file as a student using this Card. Cardholders get access to reward (Karma) points as well as online tools that are helpful in tracking spending.

Chase Student Credit Card

Chase Student Credit Card Features

  • No annual fee
  • No Overlimit fee
  • Use Karma Points for purchases, share with friends or give to causes.
  • Get Karma Points by paying your bill on time, taking a credit quiz and more.

Chase Student Credit Card Rates & Fees

  • 17.24% or 21.24% APR depending on creditworthiness.
  • 24.24% for cash advances
  • Late payment fee of $35
  • 4% balance transfer fee
  • $10 minimum cash advance fee.

Chase Student Credit Card Pros

  • Chase reports regularly to three major credit bureaus. Most students enter the college with no credit file yet established.
  • Making use of the Chase Student Credit Card in a responsible way and paying the monthly bills on time will enable a student build a credit score before the student graduates and faces the necessity of having a good credit rating.
  • Also, a college student who maintains a good credit file during his years of study with this Card can qualify to buy a car, rent an apartment or obtain additional credit cards when he graduates.
  • There are online tools which are available to help students learn how to manage credit and control spending.

How to Apply for the Chase Student Credit Card

  • Visit the Chase website.
  • Locate the credit cards page
  • Choose the Chase +1 Student credit card.
  • Click on the “Apply Now” button
  • Follow the instructions carefully
  • Complete the application by providing the following information, your address, your income, your social security number, as well as other information required.
  • Submit the application
  • Wait for a decision. This may take a few minutes.