Do you need another Credit Card that can help you maximize cash back? Citi Double Cash Card can be used alone or combined with a bonus category credit card for those who use a two-card strategy to maximize cash back. Citi Double Cash Card offers rewards without stress and charges no annual fee.

Citi Double Cash Card

Citi Double Cash Card Rates, Fees & Offers

  • Annual fee: $0
  • Intro APR: 0% on Balance Transfers for 18 months
  • APR: 14.49% – 24.49% variable
  • Penalty APR: Up to 29.99%
  • Cash Advance APR: 26.24% Variable
    Rewards rate
  • 1% cash back when you purchase, plus an additional 1% as you pay for those purchases.
  • The Citi Double Cash Card 18 month BT offer essentially doubles the rate of standard industry cash back of 1%. It pays 1% on the front end and 1% after paying the bill. The earlier you pay your balance, the earlier you earn the second half of the rewards. This is a powerful incentive to pay your credit card bill in full every month.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. Thereafter, the variable APR will be 14.49% – 24.49% depending on your creditworthiness
  • Get 1% cash back on every dollar spent
  • Start redeeming with as little as $25 in rewards
  • Redeem for a statement credit, bank account deposit, gift card or a check
  • Tap ‘Apply Now’ to see the applicable balance transfer fee and how making a balance transfer affects interest on purchases
  • No categories to track, no caps on cash back, no annual fee.
  • Sign up Bonus: None
  • Recommended credit score: Good-Excellent


  • The Citi® Double Cash Card-18 month BT offers a waive on fee on a first late payment.
  • Citi Price Rewind, if your purchases are registered online, notifies you of lower prices on those items and refunds the difference.
  • Citi private pass offers special access to entertainment deals and tickets to special events.

How to Apply for the Citi Double Cash Card

  • Visit the Citibank Website
  • Fill out the application form
  • Fill out the optional information required if you so wish
  • Read and agree to the Terms, Conditions, and Agreements
  • Submit application.

Customer Service
009 1 210-677-0065.