With Citizens Bank Cash Back Credit Card, you don’t need to worry about rotating categories, the cash back offer is straightforward. Every purchase earns you a 1.5% cash back. There is no caps to how much cash back you can earn.This Citizens Bank Cash Back Plus World Mastercard also offers a 10% purchase bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more. If you deposit your earned cash back rewards into a citizens bank personal checking, savings or money market account, you earn 10% relationship bonus. However, this card is only available for those that live near a Citizens Bank.

Citizens Bank Cash Back Credit Card

Citizens Bank Cash Back Credit CardCitizens Bank Cash Back Credit Card Pros

  • Cash Back don’t expire.
  • No caps to how much cash back you can earn.
  • Minimum redemption amount is low ($25).
  • No rotating categories.
  • Redeem cash back as a bank deposit.

Citizens Bank Cash Back Credit Card Rewards Rate

  • 5% cash back on general purchases.
  • 8% relationship bonuses.

Citizens Bank Cash Back Credit Card Rates & Fees

  • Signup Bonus – None
  • Annual Fee – $0
  • Average Yearly Rewards Value – ($1,325 monthly spend) $286.
  • APR –14.99-22.99%
  • Foreign Transaction Fees –None.
  • Penalty APR for Late Payments – None.
  • Grace Period – Up to 21-day grace period on all purchases.

Citizens Bank Cash Back Credit Card Plus World Mastercard Details

  • Earn Unlimited 1.5 cash back on every purchase with no rotating categories or enrollments to track.
  • Get 10% purchase bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more.
  • 10% relationship bonus on your earned cash back rewards and purchase bonus when you direct deposit in a citizens bank personal checking, savings or money market account.
  • 0% introductory APR .

Citizens Bank Cash Back Plus World Mastercard Benefits

  • Price Protection for 120 days from purchase.
  • Concierge Services
  • TCInsurance
  • TIInsurance
  • Master Rental Insurance for collision, loss or damage.
  • Zero Liability Protection
  • Travel accident and baggage delay insurance.
  • 24/7 online account management
  • Make purchases using Apple Pay.
  • Balances count toward Circle Gold checking monthly combined balance.
  • Year-end summary statement.