Earn rewards 2X as fast with Express Next Credit Card. Get 20 points for every dollar spent on your EXPRESS NEXT Credit Card. Receive a $10 Reward for every 2,500 points earned (spend $125) and enjoy a special birthday gift every year.
Express Next Credit Card is issued by Comenity Bank. No annual fee is charged for card usage and no introductory APR rate is required. On the whole, it is a card with low credit card requirements. Express Next Credit Card can be used everywhere Visa is accepted.

Express Next Credit Card

Express Next Credit Card Benefits

  • No annual fee for card usage
  • Cardholders can earn 15 points for every $1 spent
  • Cardholders get an annual birthday gift
  • Earn over 750 points and arrive at A-List status
  • As a cardholder, you can earn 2500 points, as rewarded with $10

Express Next Credit Card Fees/ Rates

  • Annual Fee –None charged
  • Introductory APR Rate – None required
  • Normal APR Rate –25.24
  • Cash Advance APR Rate –N/A
  • Cash Advance Fee – N/A

How to Apply for the Express Next Credit Card

Application Criteria
To apply for and get approved for the Express Next Credit Card, applicants must meet the following criteria;

  • Applicant must be at least 18 years of age
  • It is expected that an applicant should have a valid government issued photo ID
  • Must have a valid SSN
  • Applicant must have a clear credit history

How to Apply

  • Visit the application homepage of the Express Next. After the web page opens, you will locate the application form below.
  • Go through the application info and rules before you proceed with the application process.
  • Go to the personal information section which needs the following details; Country or APO/FPO/DPO, First name, Last name, Address, City, State, Zip code, Social security number, Phone, Birth date.
  • Next, you are required to enter in your Email address and thereafter tick the box below if you would like to join the Express Next Rewards Program.
  • Review the important information as regards the electronic services, financial terms, and other important details. Tick the box below.
  • If you agree to the Terms and Conditions, agree to the receipt of the Privacy Notice and consent to electronically submit your application for the EXPRESS NEXT credit card.
  • Finally, tap on the “Submit to Open an Account” button below.

How to check status
Applicants who wish to check their application status, can do so by calling at (888) EXP-1980 and thereafter, provide their application reference number.

How to cancel credit card
Cardholders who desire to cancel their credit card, or close their account, can call the customer care department on 1-800-201-4955.

How to Activate Credit Card
Cardholders, who desire to activate their newly acquired credit card can call at 1-800-201-4955.

Customer Service
Call: 1-800-201-4955 to gain access to a customer care agent.