First Access Credit Card is a full-feature Visa Credit Card that can help you repair or rebuild your credit. This card reports monthly to all three major credit reporting agencies and does not require perfect credit for approval.
First access credit card is issued by Bank of Missouri. It is accepted at millions of merchant and ATM locations nationwide as well as online.

First Access Credit Card

First Access Visa Credit Card Benefits

  • Offers security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide as well as online.
  • First Access Visa® credit card reports monthly to all three major credit reporting agencies
  • It does not require perfect credit for approval
  • There’s a possibility you may be eligible for a credit Line Increase after six months
  • Intending applicants get easy and secure online application
  • Once approved, and you pay a processing Fee, you can access the $300 credit limit (subject to available credit)
  • You can get your card more quickly, with optional Expedited Processing (additional fee applies).

First Access Visa® Credit Card Fees/Rates

  • Annual Fee – $75.00 – $48.00
  • Balance Transfer Intro APR – N/A
  • Purchase Intro APR – N/A
  • Regular APR Rate – N/A
  • Purchases APR Rate – 29.99%
  • Cash Advances APR Rate – 29.99%
  • Additional Card Fee – $29.00
  • Cash Advance Fee – $5.00 or 5%
  • Late Payment Fee – Up to $38.00
  • Returned Payment Fee – Up to $38.00.

How to Apply for First Access Visa® Credit Card

  • Scroll to First Access application web page
  • Enter the following details; First name, Last name, Home address, City, Zip, Home phone, Cell phone, and Email address
  • Next, answer the question “Do you have an active checking account”?
  • Select your preferred card designs from the options offered
  • Read through and agree to the terms and conditions of the card
  • Tick the box that reads “I’m not a robot”
  • Click on the “Submit Information” link.

How to Activate First Access Credit Card

To activate your newly acquired First Access Visa® credit card;

  • Scroll to https://www.firstaccesscard.com/activate
  • Enter the following details; Card number, Social security number and Phone number
  • Tap on the “Activate” link
  • You can alternatively activate via phone, by calling at (888) 267-7980.

How to Login

To gain access to your credit card account;

  • Scroll to the login page of First Access Visa® credit card
  • Enter your Username and Password
  • Tap on the “Submit” link.

How to Recover Username/Password

Username

  • On the login page, tap on the “forgot username” link
  • Followed by, your Account number
  • Tap on the “Next” link.

Password

  • On the login page, tap on the “forgot password” link
  • On the new page that pops up,
  • Enter your Username
  • Tap on the “Next” link.

How to Make First Access Credit Card Bill Payment

To make your bill payment,

  • Log into your account
  • Locate the payment tab
  • Choose a suitable payment option and make your bill payment.
  • You can alternatively call at (888) 267-7980 to make your bill payment.

First Access Customer Service Number

Call: (888) 267-7980, to gain access to a customer care agent.