If you’re looking for a card that can help you improve your credit score, try First Progress Platinum Elite MasterCard Secured Credit Card. One major benefit of using this card is that they report account activity to the national credit bureaus, which over time if members manage their credit responsibly can increase their credit score.Another purpose of using this card is to build up your credit so that you can qualify, among other things, for credit cards that do have a rewards program and extra benefits.

The First Progress Select Platinum secured MasterCard offers a middle of the road trade-off for the annual fee of ($39) and rate on purchases (13.99% APR). This enables people with bad credit to repair their credit score without paying outrageous fees or excessive rates on the months.

First Progress Platinum Elite MasterCard Secured Credit Card

Rates for First Progress Platinum Elite MasterCard Secured Credit Card
Rate on purchase: 13.99% APR
Cash advances: 19.99%APR

Since this First Progress Platinum Elite MasterCard Secured Credit Card is a secured card and not a credit card, the line of credit is equal to the security deposit made by cardholders. If you keep a balance on this card, you effectively pay for borrowing your own money.

Fees for First Progress Platinum Elite MasterCard Secured Credit Card
The annual fee for the Select Platinum Secured MasterCard is $39 annual fee. There is also a 3% cash advance fee with a minimum fee of $10 and a 3% foreign transaction fee. Paying late incurs a $37 fee and a returned payment will go for the cost of $26.

First Progress Platinum Elite MasterCard Secured Credit Card Rewards
Since this card is a secure card, it does not offer any rewards program.

First Progress Platinum Elite MasterCard Secured Credit Card sign up Bonus
The First Progress Platinum Elite MasterCard Secured Credit Card has no signup bonus.

How to Apply for the First Progress Platinum Elite MasterCard Secured Credit Card

  • Visit the application homepage and tap the “Click Here to Apply” link
  • Review the terms and conditions, of the card and then scroll down
  • Enter the following information in the field provided:
    First name
    Last name
    Address
    City
    State
    Zip code
  • Enter the following information in the fields provided
    Home phone number
    Mobile number
  • Enter the following information in the fields provided:
    E-mail address
    Re-enter e-mail address
  • Tap ‘Yes’ or ‘No’ to whether you consent to the Electronic Communications Agreement
  • Enter the following info in the fields provided:
    Date of birth
    Social security number
    Re-enter social security number
  • Security passphrase
  • Tap the “Click Here to Continue” to the complete application process.