Regular shoppers as Banana Republic, Althleta, and Old Navy can make use of the Gap Credit Card both in-store and online to enjoy numerous offers and perks. This card is issued by Synchrony Bank and offers a 15% discount on first purchase. 5 bonus points is provided per $1 spent at Banana Republic, Athleta, and Old Navy. Cardholders that opt for paperless statements can earn 500 points and enjoy many other benefits.

Gap Credit Card

Gap Credit Card Benefits/Rewards

  • No maximum Overlimit fee
  • Cardholders are entitled to a low overseas transaction fee of 3%
  • Cardholders can enjoy a 15% discount on their first purchase with the credit card.
  • 5 bonus points is provided per $1 spent at the Banana Republic, Athleta, and Old Navy.
  • Signing up for paperless statements can earn users 500 points
  • Offers 20% quarterly bonus and free shipping.

Gap Credit Card Fees/Rates

  • Intro APR Rate – None required
  • Normal APR Rate – 25.49 (Variable)
  • Cash Advance APR Rate –27.49
  • Cash Advance– 4% or 10$ whichever is greater
  • Foreign Transaction Fee – 3%
  • Late Payment– $37
  • Grace Period – 23 days
  • Annual Fee – None

How to Apply for the Gap Credit Card

Application Criteria
To apply for and get approved for the Gap credit card, intending users must meet the following criteria;

  • Must be a resident of the Unites States
  • Should have a government issued photo ID
  • Applicant should have a valid social security number
  • Applicant should have a clear credit record.

How to Apply

  • Visit the application homepage of the Gap Credit Card
  • Enter your personal details in the fields provided, this includes; First name, Last name, Address, City, State, Zip, Home phone, Cell/Other phone, Email address, Annual net income, Length of time at current address
  • Next, proceed to the verification section of the application form. Here fill in the following details; Date of birth, Social security number and Mother’s maiden name.
  • Choose a delivery method for your billing statement by checking the option given below.
  • Review the Synchrony Bank’s rate and fees table. Thereafter, check the box below if you agree to the terms, and consent to electronic communications
  • Lastly, choose “Secure Submit” to complete the application for the Gap Credit Card.

Customer Service
1800-427-7895 (within U.S.)
1-614-744-3907 (outside the U.S.).
General Support: 1866-450-4468.