Regular shoppers as Banana Republic, Althleta, and Old Navy can make use of the Gap Credit Card both in-store and online to enjoy numerous offers and perks. This card is issued by Synchrony Bank and offers a 15% discount on first purchase. 5 bonus points is provided per $1 spent at Banana Republic, Athleta, and Old Navy. Cardholders that opt for paperless statements can earn 500 points and enjoy many other benefits.
Gap Credit Card Benefits/Rewards
- No maximum Overlimit fee
- Cardholders are entitled to a low overseas transaction fee of 3%
- Cardholders can enjoy a 15% discount on their first purchase with the credit card.
- 5 bonus points is provided per $1 spent at the Banana Republic, Athleta, and Old Navy.
- Signing up for paperless statements can earn users 500 points
- Offers 20% quarterly bonus and free shipping.
Gap Credit Card Fees/Rates
- Intro APR Rate – None required
- Normal APR Rate – 25.49 (Variable)
- Cash Advance APR Rate –27.49
- Cash Advance– 4% or 10$ whichever is greater
- Foreign Transaction Fee – 3%
- Late Payment– $37
- Grace Period – 23 days
- Annual Fee – None
How to Apply for the Gap Credit Card
To apply for and get approved for the Gap credit card, intending users must meet the following criteria;
- Must be a resident of the Unites States
- Should have a government issued photo ID
- Applicant should have a valid social security number
- Applicant should have a clear credit record.
How to Apply
- Visit the application homepage of the Gap Credit Card
- Enter your personal details in the fields provided, this includes; First name, Last name, Address, City, State, Zip, Home phone, Cell/Other phone, Email address, Annual net income, Length of time at current address
- Next, proceed to the verification section of the application form. Here fill in the following details; Date of birth, Social security number and Mother’s maiden name.
- Choose a delivery method for your billing statement by checking the option given below.
- Review the Synchrony Bank’s rate and fees table. Thereafter, check the box below if you agree to the terms, and consent to electronic communications
- Lastly, choose “Secure Submit” to complete the application for the Gap Credit Card.
1800-427-7895 (within U.S.)
1-614-744-3907 (outside the U.S.).
General Support: 1866-450-4468.