Key Bank Credit Card is the best travel rewards credit card for heavy spenders. The Card offers more rewards for more money spent, with no annual fee attached. It guarantees a 25% monthly bonus when you spend more than $1,000 a month and 50% bonus when you spend more than $2,000 a month.
Also, the cardholder enjoys other benefits and complimentary services such as credit protection, rental and travel assistance, concierge services, and more. With the Key Bank Credit Card the rewards has no limit, it is a shopping continuum. So, shop with confidence and get the best rewards for the money spent. Points are redeemable for gift cards, travel, merchandise, cash back or charity.

Key Bank Credit Card

Key Bank Credit Card Rewards Rate

  • Earn 5:1 on general purchases
  • Get 25% monthly bonus when you spend more than $1,000 a month
    50% bonus if you spend more than $2,000 a month

Sign-Up Bonus
10,000 points after you make five purchases in the card’s first 60 days

Annual Fee
$0

Average Yearly Rewards Value ($1,325 monthly spend) $205

APR
13.99-22.99% (variable)

Rewards Redemption

  • No limit on the number of points you can earn.
  • Redeem for gift cards, travel, merchandise, cash back or charity.
  • No blackout dates.

How to use the Key Bank Credit Card Rewards

  • To benefit the most from this card, use it for all or most regular monthly purchases so you have a better chance of earning the 25 to 50% spending bonus.
  • Try to pay off purchases in full if possible. The card’s 13.99 percent to 22.99 percent APR is relatively high.
  • Shop around before redeeming points for travel. You may get more value from your spending if you redeem points for cash and use the money to pay for travel you bought elsewhere.

Exclusive Key Bank Credit Card Rewards

Being a KeyBank Mastercard credit card holder, enables you enjoy these benefits;

  • Shop with confidence
  • Price Protection
  • If within 60 days from the date of purchase using your KeyBank Mastercard credit card, you find a lower price for the new item, you may be reimbursed for the price difference.
  • Extended Warranty
    Lengthen lifetime warranties- the original manufacturer’s warranty lasts longer on most items you buy.
  • Protect Your Credit
    Identity Theft Resolution Services
    You’ll be assisted, should you become a victim of identity theft. A credit bureau notification, credit card replacement, an ID Theft Affidavit and additional resolution services will be provided for you.
  • Travel and Entertainment Assistance
  • Concierge services
  • Mastercard travel services™
  • Master Rental coverage.

Note: Key Bank Credit Card Rewards availability is limited. Only cardholders living near a Key Bank are eligible to apply.