If you’re a member of La Capitol Federal Credit Union, La Capitol FCU Visa Card should be your most preferred card for making payments and balance transfers. This card charges 1.99% interest on new purchases for 12 months on purchases made in the first 90 days after account opening. And 0% interest on balance transfers for 15 months made in the first 90 days after account opening.
La Capitol FCU Visa Card is issued by La Capitol Federal Credit Union. Cardholders get to save a lot as this card charges no annual fee and no over-the-limit fee.

La Capitol FCU Visa Card Apply

La Capitol FCU Visa Card Benefits

  • No over-the-limit fee
  • No Annual fee
  • 1.99% interest on new purchases for 12 months on purchases made in the first 90 days after account opening
  • 0% interest on balance transfers for 15 months made in the first 90 days after account opening.

La Capitol FCU Visa Card Rates And Fees

  • APR for Purchases – 1.99% Introductory APR for 12 months, after that 12. 50% to 18.00%
  • APR For Balance Transfer – 1.99% Introductory APR for 12 months, after that 12. 50% to 18.00%
  • Balance Cash Advances – 1.99% Introductory APR for 12 months, after that 12. 50% to 18.00%
  • Penalty APR and when it applies – 18.00%
  • Annual fee – None
  • Grace Period – 25 days
  • Cash Advances fee – $4.00 or 2.00%
  • Foreign transactions fee – 1.00%
  • Late Payment fee – up to $25.00
  • Returned Payment fee – $25.

Requirements To Apply For La Capitol FCU Visa Card

  • One of your family members is already a LA Capitol Federal Credit Union.
  • Join the Louisiana Association for Personal Financial Achievement (ACHIEVE)
  • Are employed by one of our select employees groups or any Louisiana State agency without its own credit union.

How To Apply For La Capitol FCU Visa Card

  • To Apply for La Capitol FCU Visa Card, Applicant must be a member of the LA Capitol Federal Credit union. If you are already a member, then visit the Credit Union website to get started.
  • Apply by phone – To apply, call at (800) 522-2748

How To Check Application Status Of La Capitol FCU Visa Card

  • Checking for your Card Application Status is by calling at (800) 522-2748.
  • How To Activate Your La Capitol FCU Visa Card
  • To activate your Rewards Visa Card call at (800) 522-2748.

How To Login To La Capitol FCU Visa Card

  • On the Home page at www.lacapfcu.org
  • By the right hand-side of the Web page, click on the “LOGIN ” widget
  • On the next page, Enter your Username and password
  • Scroll down and click on the “ LOGIN ” button.

How To Recover La Capitol FCU Visa Card Password and Username ID

  • To recover your user name or password call at (800) 522-2748, For password assistance;
  • On the login section, click on “forgot Password” link
  • Or enter your Login ID and Username
  • Click on “Submit” button.

Report Stolen And Lost Card
To report lost or Credit Card stolen simply call at 1-800-449-7728.

How To Make Bill Payment With La Capitol FCU Visa Card

Cardholders can made bill payments virtually anywhere you can use visa card:

  • Log in to online Banking
  • Click on bill Pay.

La Capitol FCU Visa Card Customer Service Number.

  • For any enquiries contact the member service Representative at 1-800-772-4000, option 0, 818-772-4000.
    Monday to Friday, 8. am – 6pm.on Saturday 8.am to 1.pm.