If you’re looking for a card that does not require a credit line for approval, try NetSpend Credit Card. Approval for this card is very fast and cardholders get cashback rewards on qualifying purchases. NetSpend Credit Card charges no late payment, no application fee and no annual fee.
This card can be used everywhere Visa is accepted.

NetSpend Credit Card

NetSpend Credit Card Benefits

  • Cardholders get fast approval because no credit line is required
  • Using the NetSpend Payback Rewards can get you a cash back
  • No late payment fee is charged on this credit card
  • The NetSpend Credit Card performs no credit check
  • Charges no application fee

NetSpend Credit Card Fees/ Rates

  • Annual Fee – None required
  • Introductory APR Rate – None charged
  • Normal APR Rate – N/A
  • Cash Advance APR Rate – N/A
  • Cash Advance Fee –N/A

How to Apply for the NetSpend Credit Card

Application Criteria
To apply and get approved for the NetSpend Credit Card, applicants must meet the following criteria;

  • Applicant must be at least 18 years of age
  • Must be a resident of the United States
  • It is expected that applicant should have a valid US SSN
  • Applicant must have a government issued photo ID

How to Apply

  • Visit the enrollment homepage of the credit card. Once the web page opens, you will find the secure application form on the right corner of the page
  • Thereafter, you will be required to complete the requested personal details in the fields provided, this details includes the following; First/Last name, Address, Number, City/State, Zip code, Email address, Date of birth, SSN
  • Select the box below to ascertain that you have read and agreed to the terms and conditions of the credit card and the issuing bank’s privacy policy
  • Select your master card design and then tap the “Continue” button

Check Application Status
To check your application status, you need to call the bank with the number provided below and provide your application reference number to get the status report.

Activate Card
Visit the activation page, and fill in the card information in the given fields and tap the “Continue” button, Card Number, Security code.
Customers who already have their accounts registered and wish to re-activate their credit card, can call the customer service at the number provided below as well.

Customer Service
Call: 1-866-387-7363.