If you’re looking for a store card that can match up your spending with corresponding cash back, check out Newyork and Company Credit Card. Frequent shoppers at Newyork Company enjoy an in store credit of $10 credit for every $200 spent using this card. That’s the equivalent of 5% cash back. Cardholders also get access to special offers including a $15 gift certificate on your birthday, rather than the standard $10.
Newyork and Company Credit Card also offers special perks for platinum members, if you spend at least $400 per calendar year at New York & Company, your regular earning rate will jump to 10% cash back. To apply for this card, you need fair credit or better.

Newyork and Company Credit Card

Special Offers from Newyork and Company Credit Card

The Newyork and Company Credit Card also offers free shipping sometimes, that is, if you regularly buy things from nyandcompany.com and pay shipping fees in the process. Newyork and Company Credit Card has no annual fee attached to it which also adds to it’s other qualities.

Newyork and Company Credit Card Rewards

  • Get 1 point for every $1 spent on the card.
  • Earn $10 Reward when you spend $200 on your card. ($20 for Premier Card members). Bonus: Can be combined with coupons.
  • Open & use your card & get 15% off your next purchase.
  • $10 off coupon for your birthday or $15 off for Premier Card members (Annual spending $400+).
  • Get exclusive Cardholder Perks and early access to special sales.
  • Shipping Perks: Ask for Free shipping in stores and exclusive free shipping days online.

Newyork and Company Credit Card Key APRs & Fees

  • Purchase Intro APR – Not Offered
  • Transfer Intro APR – Balance Transfers Not Allowed
  • Regular APR – 26.99% (V)
  • Annual Fee –None

Newyork and Company Credit Card Additional Information

  • MLF – $38
  • Maximum Overlimit Fee – None
  • Maximum Penalty APR –None
  • Grace Period – 25 days
  • Online Response – No
  • Cash Advance Rate – N/A
  • Cash Advance Fee – N/A
  • Foreign Transaction Fee – N/A
  • Smart Chip – No
  • Easy online account management

How to Apply for the Newyork and Company Credit Card Rewards

To apply, you must

  • Be at least 18 years of age
  • Have a valid government-issued photo ID.
  • Have a U.S. Social Security Number.

To Apply 

  • Visit the website
  • Enter in the following personal information:
    First Name
    MI (optional)
    Last Name
    Suffix (optional)
    Social Security Number
    Date of Birth
  • Enter in the following contact information:
    Street Address
    Suite or Apartment (optional)
    Zip Code
    Email Address
    Confirm Email Address
    Mobile Phone
    Alternate Phone
  • By providing your contact information, including any phone numbers, you agree to be contacted as regards any of your Comenity Bank or Comenity Capital Bank accounts through calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made through automatic telephone dialing systems or through email.
  • Add Authorized Buyer, here you have the option of adding an authorized buyer to your account.
  • Authorized buyers are allowed to purchase on your Account, however, as the primary account holder, you are responsible for payments on all purchases.
  • You may add one authorized buyer to your account at this time. Once your account is open, you may add up to four total authorized buyers.