Do you shop regularly at Old Navy, Gap, Banana Republic and Athleta stores? Get more value on all your purchases using the Old Navy Credit Card. Cardholders earn 5 points for every dollar spent and can get up to 25$ off on first purchase after approval. 100 points accrued is equal to 1$. You can save a lot on this Card as it charges no annual fee.
Old Navy Credit Card is issued by Synchrony Bank. It requires low credit card rating and can be used at Old Navy, Banana Republic, Gap, Athleta, and Piperlime.

Old Navy Credit Card

Old Navy Credit Card Benefits

  • Cardholders get 5 points for every dollar spent at Old Navy, Gap, Banana Republic and Athleta (100 points is equal to 1$)
  • Cardholders get 25$ off on first purchase after approval

Old Navy Credit Card Fees/ Rates

  • Annual Fee – None required
  • Normal APR Rate – 25.49
  • Cash Advance APR Rate –27.49
  • Minimum Interest – 1.5$
  • Transaction Fee for Cash Advance – 10$ or 4% whichever is greater
  • Deal Fee for Foreign Transaction – 3%
  • Late Payment Fee – 37$

How to Apply for the Old Navy Credit Card

Application Criteria
To apply and get approved for the Old Navy Credit Card, applicants must meet the following criteria;

  • Applicant must be at least 18 years of age
  • Must be a resident of the United States of America
  • It is expected that applicant must have a government issued photo ID
  • Applicant must have a clear credit history

How to Apply

  • Visit the application homepage of the bank
  • Once you reach the web page you will discover the sign up form below. Fill in the first part of the form with the requested personal details.
  • Next provide your Date of birth, Social security number and Mother’s maiden name in the next section for validation purposes.
  • Thereafter you will be required to choose a delivery procedure for your billing statement. For “Electronic Statements”, you will get a monthly email notifying you when you can view your billing statement online.
  • Review your new electronic statement by logging in to the service site and tapping in to the service site and tapping on the “View Statement” link. For “Paper Statement” delivery, no email message will be provided.
  • Finally, review the credit terms and consent to the credit terms by checking the box below. Tap on the “Secure Submit” button and your credit card will be sent within 7-10 days.

Activate Card
Call the customer service on1-800-677-0718 to activate the account

Customer Service
Online Application: 1-800-677-0718
Login Help: 1-800-677-0718
Phone Support: 1-800-OLD-NAVY