Credit Card Numbers | What Do the Numbers on Your Credit Card Mean?

Have you ever wondered what credit card numbers mean and how they work? Credit card numbers are...

How To Calculate Your Own Finance Charge

Do you know how to calculate your own finance charge? Credit issuers have different ways of calculating...

Adjusted Balance Method of Calculating Credit Card Finance Charges Explained

If you check your credit card billing statement, you will discover how your finance charges are checked....

Daily Balance Method Of Calculating Finance Charges

When miss a payment, your next billing statement will include a finance charge. Finance charges are calculated...

Previous Balance Method Of Calculating Finance Charges

Have you paid a finance charge before? Do you know how your credit card issuer calculates your...

Average Daily Balance Finance Charge Calculation Method

Finance charges refer to the fees you pay for missing your payment. Credit Card issuers have different...

Calculating Finance Charges | Six Ways To Do So

If you are not able to pay your balance in full at the end of a billing...

Finance Charges | How To Avoid Credit Card Finance Charges

Credit cards offer convenience and higher purchasing power. If used well, you will enjoy all the benefits...

Credit Card Penalty Rate | How To Avoid It

A credit card penalty rate is a fee you pay for missing your credit card payment. Once...

Fixed Rate And Variable Rate | Credit Card Interest Rates

Credit cards basically come with two types of interest rates, these include the fixed rate and variable...
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