Get access to South Africa’s biggest independent shopping network of over 25,000 stores using the RCS Credit Card. Cardholders enjoy exclusive offers and discounts and can access cash using this Card. There’s also affordable monthly installments, plus flexible payment options.
Cardholders can opt for free notification on all purchases, for your security and free monthly statements, through email or SMS. RCS Credit Card is a registered consumer finance and financial services provider that caters for financial services, which suits your lifestyle needs.

RCS Credit Card

RCS Credit Card Benefits

  • Enjoy Customer protection
  • Get access to South Africa’s biggest independent shopping network of over 25 000 stores. All you need do, is look out for the RCS logo.
  • Get up to 55 days interest free
  • Access cash using your card
  • There’s affordable monthly installments, plus flexible payment options
  • There’s a revolving facility
  • Cardholders get a 24 or 36-month budget plans (for purchases of R600 or more)
  • Get access to exclusive offers and promotions
  • Shop online at selected RCS retail partners
  • Also offers free SMS notification on all purchases, for your security and free monthly statements, through email or SMS
  • Interest governed by the National credit Regulator
  • Fees are subject to change depending on the customer risk profile.

How to Apply for RCS Credit Card

Application Criteria
To apply for, and get approved for RCS CC, applicants must meet the following criteria;

  • Applicant must be at least 18 years of age
  • Must hold a South African ID book or Drivers License
  • Supply at least 3 months bank statements or 3 month’s salary slips
  • Must be employed, and earn R1,000 or more per month.

How to Apply

  • Visit the RCS card application link and select “Apply Now” to get started
  • Next complete the few fields with the details required, to get a response within seconds.
  • Your income, will be verified during the full application process.
  • Once your application is complete, and approved, simply take your SA ID, and proceed to the nearest store, and collet your RCS credit card.

How to Login RCS Credit Card

To login RCS credit card;

  • Visit the RCS secure login page
  • Key in Username and Password Lastly, tap on the “Login” button to login.

How to Recover Username/ Password

  • Key in Card Number/Account Number
  • Mobile Number
  • Tap on “Next” button to be directed further on what to do.

How to Make RCS Credit Card Bill Payment

Once, you get your monthly statement intimating you on your balance and amount due;

  • You can pay at selected stores, by debit order, through EFT
  • You can also pay online through the Self Service Portal
  • In case you want to pay debit order, you are to complete the debit order section of the application form, or call at 0861 SAY RCS ( 0861 729 727).

RCS Credit Card Phone Number

Call: 0861 SAY RCS 729 727, to gain access to a customer agent.