Use Santander Ultimate Cash Back Credit Card to make all your retail purchases, and receive cash back through statement credit, gift cards or merchandise, with no categories or restrictions. This Card offers unlimited 1.5% cash back rewards on every purchase with no annual fee or transaction fees attached to it. Whether you are dining out, paying for your car, purchasing groceries or making other routine purchases large or small, you get 1.5% of your money back without paying any fees.

Santander Ultimate Cash Back Credit Card

Santander Cash Back Credit Card Benefits

  • Earn unlimited 1.5% cash back on all purchases across all categories with no cap.
  • No fees applies in the following five common categories;
  1. No annual fee
  2. foreign transaction fee
  3. balance transfer fee
  4. cash advance fee and
  5. No returned payment fee
  • $100 cash back bonus after you spend $500 on new purchases within the first 90 days of activating and using your card.
  • Low introductory Annual Percentage Rate (APR) for the first 12 billing cycles on balance transfers made within the first 90 days of activating and using the card. After that a variable APR from 15.49% to 24.49% will apply. with NO balance transfer fee.

Santander Cash Back Credit Card Additional Benefits


  • Over 650 branches and more than 2,000 Santander ATMs across the Northeast, including various CVS/pharmacy®.
  • Online and Mobile Banking.
  • Pay in a simple, secure and convenient way with Apple Pay.
  • Mobile Check Deposit.
  • A Debit MasterCard®for your everyday on–the–run purchases.
  • Keep tabs on your balances or activity with customizable alerts.


  • FDIC Insurance coverage up to applicable limits.
  • Online Banking Guarantee.
  • Real-Time Fraud Monitoring.


  • Toll-free number to speak to a Personal Banking Representative.
  • Switch Services team to help if you’re moving from another bank.

Applying for the Santander Ultimate Cash Back Credit Card

Visit Santander Bank website to read more about the card and to apply. The application process is easy and straightforward.