If you make frequent large purchases at Sears, you’ll benefit the most from getting the Sears Credit Card. The biggest benefit to having this card is the option of either 5% off a large purchase or no-interest financing. The majority of the benefits come from spending at least $299 a year on most of the categories.Sears is an American company that has a large chain of department stores all around the country. Sears along with Citibank offers its customers the Sears credit card with a wide range of rewards and benefits.

Just like most store cards, Sears Credit Card Reward can be used only on Sears and Kmart, both in-store and online, but not at other merchants. This card also offers no-interest promotions on certain large purchases and also has no annual fee.

Sears Credit Card

Sears Credit Card

Sears Credit Card Rewards

  • Get 5% back in points on gas purchases
  • Get 3% back in points at restaurants and grocery stores.
  • 2% in points on eligible purchases at Sears and Kmart
  • 1% in points on all other eligible purchases
  • $0 liability on unauthorized purchases
  • Advanced notice of any Sears’ sales events and identity theft resolution services
  • Get $10 off when approved and a purchase is made that day, or six months of special financing on purchases made that day.
  • Get 5% off electronics items over $599 or no interest if the balance is paid in full within 12 months.
  • Similar offers for home appliances, fitness items, lawn and garden items, tools, sporting goods, furniture, and mattresses.

These rewards can be redeemed through the Shop Your Way program; this implies that you’re restricted to redeeming them for coupons on Sears’s products.

How to Apply for a Sears Credit Card Reward

  • From the Sears credit homepage, click on the ‘Sears Card’ tab.
  • Click ‘Apply Now‘
  • Fill in all the details asked for, including name, email, address, phone number, income details, SSN and date of birth
  • Accept the terms and conditions and click ‘ Submit Application’.