Do you have a revolving credit card debt? Sort it out easily with Simmons Bank Visa Platinum Credit Card. This Card will not burden you with much fees but will help you get out of the debt zone quickly.Simmons Bank Visa Platinum Credit Card has the lowest standard APR of any card. This card offers multiple perks and has been named best credit card by various publications.
Simmons Bank Visa Platinum Card Benefits
- Lowest variable APR available
- No annual fee and no balance transfer fee.
- This card has a global acceptance, it is accepted anywhere that Visa is accepted and enables you to withdraw cash from ATMs worldwide
- Travel insurance is included with the card, for free. Simmons travel insurance covers up to $1 million. This accidental death and dismemberment coverage applies when you purchase common carrier tickets with your Simmons Bank Visa Platinum Card.
- Car rental loss/damage waiver. Visa Auto Insurance is to your card and provides protection from damage, theft, and vandalism. To enjoy this feature, you must decline the auto rental company’s collision waiver.
- You can sign up to receive alerts on your phone and email. If any fraudulent activity is suspected on your card by Simmons Bank, you’ll be contacted immediately by Simmons Bank. You can protect up to 10 Simmons Bank cards, and up to 10 mobile numbers can receive notifications.
Simmons Bank Visa Platinum Card Features
- Statements: If you suspect there’s an error on your account statement, you are free to submit your claim to the company in writing, within 60 days of the statement’s mailing date.
- Transaction fees: You don’t have to pay a fee to move your balance as a cardholder. The foreign purchase transaction fee is 2% for cash advances and easy checks, you have to pay a fee that’s 3% of the cash advance amount; This fee is at least $4 and no more than $50.
- Credit score: Excellent Credit Required.
- Emergency cash and credit card replacement: If your card gets lost or stolen while your traveling, you are covered by the Emergency Cash and Credit Card Replacement feature.
How to Apply for a Simmons Bank Visa Platinum Card
- Excellent credit score
- US citizen
- If you are under 21 years old and want to increase your account’s credit limit, you must first get it approved in writing.
Required Documents & Information
- Full name
- Residential address
- Social Security number
- Email address
- Proof of employment
How this card works
This card offers a variable interest rate of 8.25, which is very low for a credit card. This card is for you if you have a revolving credit card debt.
- $0 Annual Fee
- 25% variable APR
- Zero Balance Transfer Fee
- 2% Foreign Transaction Fee
- $35 Returned Payment Fee
- Interest-Free Period Up to 25 days
- 25% variable- Cash Advance Rate
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