SunTrust Rewards Credit Card is a customer-friendly cash rewards card that grants bonuses on everything from gas and grocery store purchases to cash rewards deposits. To get the most out of this card, you need to be a SunTrust customer. Depending on how much money you have saved in a SunTrust account, you can earn up to a 25 to 50% bonus on your earnings if you deposit cash rewards into SunTrust checking, savings or money market account.
This card also offers one of the most generous sign-up bonuses available, making it a good choice for cardholders seeking a short-term card with ample rewards.
SunTrust Rewards Credit Card Offers
You’ll earn a 10% bonus per deposit if you deposit cash in a basic checking account and a 25% bonus if you deposit it in a Signature Advantage account that holds less than $100,000. If you deposit earnings into account that holds more than $100,000, you’ll earn a 50% bonus with each deposit, this makes the SunTrust Cash Rewards card a potentially lucrative card if you have a lot of savings.
SunTrust Rewards Credit Card Rewards Details
- Sign-Up Bonus
5% on first $6,000 in gas and grocery purchases in first 12 months
- 2% unlimited cash back on gas and groceries
- 1% unlimited cash back on general purchases
- 10% bonus if you deposit rewards into regular SunTrust account
- 25% bonus if you deposit rewards into Signature Advantage account holding more than $100,000
- 75% bonus if you’re a SunTrust Private Wealth Management client.
SunTrust Rewards Credit Card Fees
Average Yearly Rewards Value
($1,325 monthly spend) $242
12.24-22.24% ( Variable)
- Cash rewards don’t expire
- Redeem for statement credit
SunTrust Rewards Credit Card Features
- No foreign transaction fee
- Free FICO credit score
- Extended warranty
- Price protection
- Purchase assurance
- Travel assistance
- Car rental insurance
- Travel accident insurance
- Baggage delay reimbursement
- Trip cancellation protection
- Hotel upgrades and perks
How to Apply for the SunTrust Rewards Credit Card
- Visit the SunTrust secure website and click on the SunTrust Cash Rewards Credit Card
- Click the ‘Apply Now’
- Enter all the details requested, including name, email, address, phone number, income details, SSN and date of birth.
- Accept the terms and conditions and click ‘Submit Application’.