Are you looking for the card for your balance transfers? You will find the 10 best balance transfer credit cards of 2019 here.
If your current credit card is charging you a lot on large purchases and interests. There are credit cards that can help you shoulder that burden with lesser demands from you. You can actually save a lot by moving your balance to any of the credit cards listed below;

01 Best for No Balance Transfer Fee: Chase Slate | Best Balance Transfer Credit Cards

Balance Transfer Credit Cards of 2019

Move your balance without worrying about the cost of doing so, to Chase Slate. When you’re transferring a large balance, the balance transfer fee can really add up. With the Chase Slate, you won’t pay a balance transfer fee on any balance you transfer during the first 60 days of opening your account.

After that, the balance fee is five percent of the amount transferred or a minimum of $5, whichever is greater. On a $10,000 balance, you’ll save $500 just by transferring your balance sooner.
Enjoy a zero percent introductory APR on purchases and balance transfers for 15 months from account opening. After that, the regular APR of 17.24 to 25.99 percent applies. There’s no annual fee and no penalty APR if you miss a payment.

02 Longest Introductory Period: Citi Simplicity | Best Balance Transfer Credit Cards

Best Zero Percent Credit Card - Citi Simplicity Card

If you need more time to pay off a larger balance, Citi Simplicity is the best card for you. The zero percent introductory APR on purchases and balance transfers last for as long as 18 months. After that, the regular APR is 16.24 to 26.24 percent, based on your creditworthiness. You will have to pay a balance transfer fee that’s the greater than $5 or five percent of each transfer amount.
The card truly keeps it simple with no late fees, no penalty rate and no annual fee. Choose your payment due date to fall at any date during the month.

03 Best for 5% Cash Rewards: Discover it

Balance Transfer Credit Cards

If you want to earn rewards on your credit card after you’ve paid off your balance transfer, then the Discover it is a good choice. You can also take advantage of the zero percent introductory APR that lasts 14 months on purchases and balance transfers. The regular APR is 13.99 to 24.99 percent. If you have a good credit history, you’ll likely receive a lower interest rate. The balance transfer fee on the Discover it is 3%.
Purchases qualify for cash back rewards. You’ll earn five percent cash back on up to $1,500 in purchases in categories that rotate each quarter as long as you register online or through the mobile app. All other purchases earn one percent cash back. As a bonus for new cardholders, Discover will automatically match the cash back you’ve earned at the end of the first year plus other perks.

04 Best Flat Rate Cash Back: Citi Double Cash | Best Balance Transfer Credit Cards

Citi Double Cash Card

The Citi Double Cash also has an attractively long balance transfer period of 18 months. After that, the APR is 15.49 to 25.49 percent. The balance transfer fee is either $5 or three percent of the transfer amount, whichever is greater. Balance transfers must be completed within four months of opening the account to qualify for the promotional rate.

You’ll want to make the balance transfer as soon as possible so you can take full advantage of the long promotional period.
Since the promotional rate doesn’t apply to purchases, you’ll still incur interest on any purchases you make on the credit card – even if you pay the full purchases balance.

It’s best to wait until you’ve paid off your balance transfer to make purchases.
Once you do start purchasing using the Citi Double Cash, your purchases will earn one percent cash back when you make them and one percent back when you pay them back. That’s why it is called Citi Double Cash Card. There’s no annual fee with this card.

05 Best Tiered Rewards: BlueCash Everyday Card

Blue Cash Everyday Card

The BlueCash Everyday Card from American Express offers a zero percent introductory APR on balance transfers and purchases for the first 15 months. After that, the APR is 15.24 to 26.24 percent.
Earn $150 cash back in the form of a statement credit when you spend $1,000 on your credit card in the first three months of opening your account. Unfortunately, balance transfers don’t count toward earning the spending bonus. You’ll have to make purchases if you want to earn the bonus.
Once you start using your credit card for purchases, you’ll earn three percent cash back at U.S. supermarkets on up to $6,000 per year; two percent cash back at U.S. gas stations and select U.S. department stores, and one percent cash back on everything else. There’s no annual fee on the BlueCash Everyday Card from American Express.

06 Best Airline Rewards Card: JetBlue Plus Card | Balance Transfer Credit Cards

JetBlue Rewards Credit Card

The JetBlue Plus Card is a great combination of a balance transfer and an airline rewards credit card. The card offers a zero percent introductory APR on balance transfers for the first 12 billing cycles (note that 12 billing cycles will be a little shorter than a full calendar year).

Balances must be transferred in the first 45 days to be eligible for special pricing. The regular APR is 17.99, 21.99 or 26.99 percent, depending on your creditworthiness.
You also have the opportunity to earn 40,000 bonus points after you spend $1,000 on purchases in the first 90 days. Be careful – purchases don’t have a promotional rate and will incur interest if you have both a purchases balance and a balance transfer balance on your credit card.
If you use your credit card to earn rewards after you’ve paid off your balance transfer, you’ll earn six points per dollar on all JetBlue purchases, two points per dollar at restaurants and grocery stores, and one point per dollar on all other purchases. Redeem your points for any seat on JetBlue-operated flights, and enjoy your first checked bag for free.
Note: There’s a $99 annual fee and no foreign transaction fee.

07 Best for Students: Bank of America Travel Rewards for Students

Balance Transfer Credit Cards

The Bank of America Travel Rewards for Students credit card offers a zero percent introductory interest rate on purchases for the first 12 billing cycles. After that, the regular APR is 16.99 to 24.99 percent.
Students also have the opportunity to earn 25,000 bonus points after spending $1,000 in the first 90 days. Just be careful that you don’t run up a balance you can’t pay by adding purchases and balance transfers to the same credit card. If you decide to take advantage of it, the 25,000 bonus can be redeemed for a $250 statement credit toward travel purchases made on your credit card.
Purchases earn 1.5 points per dollar. You can earn a 10-percent bonus on your rewards if you have an active Bank of America checking or savings account. Bank of America also makes it easy to keep up with your credit score by making your FICO score available for free with your monthly statement. There’s no annual fee and no foreign transaction fee.

Balance Transfer Credit Cards | 08 Best First-Year Bonus: Wells Fargo Propel American Express

Balance Transfer Credit Cards

The Wells Fargo Propel American Express card offers zero-percent APR on balance transfers (and purchases) for the first 12 months after opening your account. As a new cardholder, you can earn 30,000 bonus points when you spend $3,000 on purchases within the first three months of opening your account. The signup bonus has a $300 cash redemption value.
After your introductory period, you’ll earn three points for every dollar you spend on dining, transportation, travel, and popular streaming services; all your other purchases will earn one point per dollar. There’s no limit to the points you can earn and your points won’t expire so long as you keep your account open and in good standing.

Important Pricing: There’s no annual fee and no foreign currency free. The regular APR is 14.74 to 27.24 percent depending on your credit rating.

09 Best for Gas & Groceries: Bank of America Cash Rewards Visa

Balance Transfer Credit Cards

Enjoy an introductory APR of zero percent on balance transfers for your first 12 billing cycles with the Bank of America Cash Rewards Visa. Important to note: You must make your balance transfer within 60 days of opening your account to qualify for the special balance transfer rate.
The card pays three percent cash back on gas purchases and two percent at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter. All your other purchases will earn one perfect cash back. You can also earn a $200 cash rewards bonus after making at least $500 in purchases within the first 90 days of opening your account. Bank of America checking or savings customers can earn an additional bonus on the rewards earned via their Cash Rewards Visa.

Important Pricing: The regular APR is 15.24 to 25.24 percent and there’s no annual fee.

10 Best for Repeated Transfers: Citi Diamond Preferred | Best Balance Transfer Credit Cards

Balance Transfer Credit Cards

Most credit cards require you to transfer your balance within the first couple of months of opening your account, which makes multiple balance transfers tough.

The Citi Diamond Preferred extends its 21-month zero-percent APR to balances transferred for the first four months following your account opening. That means you can transfer a small balance when you first open your account, pay it off, then transfer another one shortly thereafter. You’ll also have zero-percent APR on purchases for the first 12 months.
The Citi Diamond Preferred doesn’t pay rewards but offers a few other perks like the ability to choose your own due date, use your card with Apple Pay, and receive automatic alerts for important account activity.

Important Pricing: There’s no annual fee. After the introductory period, the regular APR is 14.99 to 24.99 percent.