Toys R US Credit Card is designed for those that are planning to shop for babies, be it toys or other baby stuff. The card offers 2 points per $1 spent at Toys R Us & Babies R Us (excludes account opening offer) and 1 point for per $4 everywhere else MasterCard is accepted.
The Toys R US Credit Card is issued by Synchrony Bank and can be used at Toys R US & Babies R US Stores. This card has low credit card requirements and no annual fee attached to it.

Toys R US Credit Card

Toys R US Credit Card Benefits

  • Cardholders can also earn 2 points per $1 at Toys R Us & Babies R Us (excludes account opening offer)
  • Cardholders can earn 1 point per $4 everywhere else MasterCard is accepted
  • If you earn a total of 125 points, you will obtain $5 in R US Reward Dollars
  • By signing in for an “R” US Credit Card account online, the card user can choose to either get 15% off or special financing (minimum purchase required) with their “R” US Credit Card
  • Save 10% off in-store procurement made with the R Us Credit Card every Thursday (must be requested at the time of purchase. No coupon required. Cannot be combined with account opening offer.
  • Cardholders get to earn all the reward of Rewards R Us.

Toys R US Credit Card Fees/Rates

  • Annual Fee – None required
  • Introductory APR Rate –0% for the first 6 months
  • Normal APR Rate –26.99
  • Cash Advance APR Rate – 26.99
  • Cash Advance Fee –is the greater of $10 or 4% whichever is greater
  • Forex Transaction Fee – 3%
  • Late Payment Fee – $37
  • Grace Period –23 days

How to Apply for the Toys R US Credit Card

Application Criteria
To apply for and get approved for the Toys R US Credit Card, applicant must meet the following criteria;

  • Applicant must be at least 18 years of age
  • The applicant must not have any serious delinquent account
  • Must have a credit history free of bankruptcy
  • Should have a valid Social security number

How to Apply

  • Visit the Homepage and tap on the “Apply Now” button.
  • On the subsequent page, you will be asked if you are already a Rewards R US member or not. If you have already enrolled in the program tap “Yes” and fill in your information. If otherwise, tap “No”, Please Enroll Me in Rewards, to proceed with the process
  • Next you will be required to provide your personal details which includes: Name, Address, City, State, Zip code, Home phone number, Business phone number, Cell/ Other phone numbers, Email address, Annual net income, Duration of time at current address, Residence.
  • Choose your statement delivery and provide some necessary validation information like; Date of birth, Social security number, Driver’s license number, State, Expiration date, Mother’s maiden name.
  • Check option card security info to access upto $10,000 balance cancelation when conditions is met
  • Tap the “Yes” box if you wish to enroll in this service, bearing in mind that there is a monthly fee of $1.66 per $100 of the ending monthly balance on your account statement to participate
  • Finally review the terms and conditions of the credit card if you agree, tap “Accept” and “Submit”.

Customer Service
Call: 1-855-389-2365 to get access to a customer care agent.