If you’re looking for a Card with more rewards and less fees, Wells Fargo Credit Card Rewards is that Card. It is very easy to earn bonus points and redeem. The Wells Fargo Credit Card Rewards has no annual fee and is about $15.82 per year cheaper than the average credit card. Check out the amazing reward and rates.

Wells Fargo Credit Card Rewards

Wells Fargo Credit Card Rewards

  • Receive 20,000 bonus points when you spend $1,000 (net purchases) in the first three months
  • Get 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months on up to $12,500 spent
  • Get 1 rewards point per dollar on all other net purchases
  • Redeem points for travel, gift cards, cash redemption options or merchandise through go Far™ Rewards.

Wells Fargo Credit Card Rewards Key APRs & Fees

Purchase Intro APR
0% for 12 months

Transfer Intro APR
0% for 12 months

Regular APR
18.15% – 26.99% (V)

Annual Fee
None

Balance Transfer Fee
3% (min $5)

Wells Fargo Credit Card Rewards Additional Information

Maximum Late Fee
$37

Maximum Overlimit Fee
None

Maximum Penalty APR
None

Grace Period
25 days

Online Response
Yes

Cash Advance Fee
5% (min $10)

Cash Advance Rate
24.99% – 26.99% (V)

Foreign Transaction Fee
3%

Smart Chip
Yes, chip-and-signature

How to Apply for the Wells Fargo Credit Card Rewards

Check your credit score: The credit card companies are provided with a sense of your creditworthiness by FICO credit score.

  • Payment history makes up 35% of your FICO score
  • Amounts owed accounts for 30%
  • Length of credit history accounts for 15%
  • Credit mix and new credit both contribute 10% each to your score

Provide the basic information’s necessary to complete the application. This basic information’s includes the following;

  • Name
  • Contact details
  • Current address
  • Financial data, such as your income
    Security Information
  • Social security number
  • Date of birth
  • Mother’s maiden name
  • If you have a thin credit file, (i.e.) you have little or no credit history, then you may be asked for more information or proof of the information you provided, such as a copy of a government-issued ID or a previous address.
  • Submit your application; Once you click the “Submit”, button, your application will be sent to the issuer for approval
  • Wait up to 2 weeks for a decision on your credit card application.

Wells Fargo Customer Service
Find answers to your questions by contacting Wells Fargo customer service by phone at 1-800-869-3557.

Read more: Wells Fargo Bank and Credit Cards