Patrick Anderson
As a business owner with a diverse and somewhat complicated financial landscape, I’ve learned over the years that managing wealth is far more than just keeping track of cash flow and quarterly earnings. It’s an intricate dance between my investments, multiple real estate properties, retirement accounts, business partnerships, and a trust that requires a strategic, … Read more
Budgeting isn’t everyone’s favorite topic of conversation, but it’s an important one. Following a budget helps you adopt better spending habits, save money, and achieve financial freedom. Chances are, you already have a budget. But is it working? If you’re reading this article, probably not. That’s because budgeting is more than just not eating out … Read more
Your credit score indicates your ability to manage debt in a timely manner. To others, it is also a show of responsibility and trustworthiness. The higher the number, the more responsible you are with your finances. However, building it up can prove challenging for anyone, but more especially for young adults. An article on credit statistics … Read more
Bitcoin has been around since 2009, but there’s still a lot of mystery surrounding its financial viability, at least for the less tech-savvy of us. You’ve probably heard of people who made millions by investing in the world’s largest cryptocurrency at the right time, and you probably wondered if you could too. Let’s remove some … Read more
Whatever your goals are, budgeting is an essential tool in the personal finance world. Having the right app can help you stick with your budget and meet your financial goals. There is a lot of budgeting apps out there, each having a different kind of focus. One app for example, is fit for people who … Read more
Cars can be a necessity for working professionals and students, while others find them a source of pride and passion. Whatever a car means to you, it is important to know what your financial situation is before buying one. If you don’t have enough savings to buy a car in cash, financing your car through … Read more
Credit cards are a huge convenience but can also drag your down. A lot of personal finance experts are anti-credit card – and rightly so. When not used properly, you can end up in a lot of debt. With that said, having a credit card can be managed with responsibility. Here are some easy ways … Read more
Credit cards can be a double-edged sword. But, if used correctly, they can be a great financial tool. One of the best perks of having a credit card is the reward points. You can use the points to cover the card’s annual fees, buy more groceries, travel comfortably, and actually save more on your usual … Read more
If you’re thinking of taking the plunge into commercial or residential property investment, the maintenance and administrative tasks ahead of you can be overwhelming, especially if you have more than 1 property. That’s why you need a property manager. Property managers oversee all aspects of running, managing, and maintaining your properties. With the right person … Read more
The biggest lesson 2020 is has taught us is that the global economy is like a row of dominoes, when one nation falls, the rest are soon to follow. Making smart money choices is more important than ever, but one thing that hasn’t changed is that property is still good place to invest. While the … Read more