Your credit score indicates your ability to manage debt in a timely manner. To others, it is also a show of responsibility and trustworthiness. The higher the number, the more responsible you are with your finances. However, building it up can prove challenging for anyone, but more especially for young adults. An article on credit statistics … Read more
Credit cards are a huge convenience but can also drag your down. A lot of personal finance experts are anti-credit card – and rightly so. When not used properly, you can end up in a lot of debt. With that said, having a credit card can be managed with responsibility. Here are some easy ways … Read more
Credit cards can be a double-edged sword. But, if used correctly, they can be a great financial tool. One of the best perks of having a credit card is the reward points. You can use the points to cover the card’s annual fees, buy more groceries, travel comfortably, and actually save more on your usual … Read more